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Terms & Conditions

Last Updated: January 1, 2026 · Governing Law: Texas

1. Acceptance of Terms

and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, please stop using this website immediately. They apply to every visitor, user and anyone who accesses or uses our services.

2. Nature of Our Service

Auto Coverage Lead Services LLC is an independent rate comparison platform and authorised retailer. We are not an insurance company, an insurance agency or an underwriter. Specifically:

  • We do not provide insurance advice as defined by applicable insurance law.
  • We do not bind cover or issue policies ourselves.
  • We put consumers in touch with licensed insurance agents and carriers.
  • Final decisions on cover rest entirely with licensed carriers and agents.
  • We earn a referral commission for the connection — our service costs you nothing.

3. No Insurance Advice

Nothing on this website is professional insurance advice. Everything here is general information only, and it does not recommend or endorse any particular product, carrier or type of cover. For guidance that fits your own circumstances, speak to a licensed insurance professional.

4. No Responsibility For Carrier Decisions

Auto Coverage Lead Services LLC is not responsible or liable for decisions taken by third-party carriers on whether to accept, decline, price or word any policy. Availability, pricing and terms are decided by licensed carriers under their own underwriting guidelines. We make no representation or warranty about the availability, suitability or price of any product.

5. Intellectual Property

This website and its original content, features and functionality belong to Auto Coverage Lead Services LLC and are protected by applicable intellectual property law. Third-party trademarks referenced here, including Bristol West®, remain with their respective owners. Their appearance on this site implies no affiliation or endorsement.

6. Limitation of Liability

To the fullest extent permitted by law, Auto Coverage Lead Services LLC is not liable for indirect, incidental, special, consequential or punitive loss arising from your use of this website or our services. Our total liability to you for any claim under these terms is capped at $100.

7. TCPA Consent

By sending a form or ringing our number, you expressly agree to receive calls, emails and text messages from Auto Coverage Lead Services LLC and the licensed carriers in our network about rates and cover options, even where your number appears on a Do Not Call registry. Standard message and data rates may apply. This consent is not a condition of purchase and you may opt out at any time.

8. Governing Law

These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict of law provisions. Any dispute arising under them falls to the exclusive jurisdiction of the courts in Travis County, Texas.

9. Contact

Questions about these Terms & Conditions can be sent to:

Auto Coverage Lead Services LLC
1200 Avenue of the Stars, Suite 400, Austin, TX 78701
Email: [email protected]
Phone: +1 234 567 8900
Hours: Mon - Fri: 8:00 AM - 7:00 PM CST